APR Financing

SmilePay™ makes financing easy.

Everyone deserves a smile they love. In the state list below see your state's APR, which is already included in your monthly SmilePay payment.

• Alabama: 10.00% APR

• Alaska: 10.00% APR

• Arizona: 22.92% APR

• Arkansas: 17.00% APR

• California: 22.92% APR

• Colorado: 21.00% APR

• Connecticut: 22.92% APR

• Delaware: 22.92% APR

• District of Columbia: 22.92% APR

• Florida: 22.92% APR

• Georgia: 13.00% APR

• Hawaii: 22.92% APR

• Idaho: 22.92% APR

• Illinois: 22.92% APR

• Indiana: 22.92% APR

• Iowa: 21.00% APR

• Kansas: 22.92% APR

• Kentucky: 22.92% APR

• Louisiana: 18.00% APR

• Maine: 18.00% APR

• Maryland: 22.92% APR

• Massachusetts: 21.00% APR

• Michigan: 22.92% APR

• Minnesota: 8.00% APR

• Mississippi: 21.00% APR

• Missouri: 22.92% APR

• Montana: 22.92% APR

• Nebraska: 18.00% APR

• Nevada: 22.92% APR

• New Hampshire: 22.92% APR

• New Jersey: 22.92% APR

• New Mexico: 22.92% APR

• New York: 22.92% APR

• North Carolina: 18.00% APR

• North Dakota: 22.92% APR

• Ohio: 22.92% APR

• Oklahoma: 21.00% APR

• Oregon: 22.92% APR

• Pennsylvania: 22.92% APR

• Rhode Island: 18.00% APR

• South Carolina: 18.00% APR

• South Dakota: 22.92% APR

• Tennessee: 11.75% APR

• Texas: 18.00% APR

• Utah: 22.92% APR

• Vermont: 22.92% APR

• Virginia: 22.92% APR

• Washington: 22.92% APR

• West Virginia: 12.00% APR

• Wisconsin: 22.92% APR

• Wyoming: 21.00% APR