smile direct club insurance payment

Does SmileDirectClub take insurance? (And other payment questions)

So you’re ready to embark on your journey to a brighter, more confident smile with SmileDirectClub, but you still need to figure out the financial nitty-gritty. Well, you’re in the right place. “Does SmileDirectClub take insurance?” is one of the most common questions we get — and the simple answer is “yes.

Read on for more detail about SmileDirectClub insurance options, as well as other payment options. You may wind up paying even less for the treatment that’s already 60% less than braces.

What insurance does SmileDirectClub take?

Several of them. Many dental insurance plans reimburse for invisible aligners. While we don’t accept direct payment from insurance companies, we can definitely help you get the forms you need to get reimbursed directly from your insurance company after purchasing your aligners. Check with your insurance provider to see if your dental plan provides orthodontic benefits. Then contact our SmileExperts to process your order.

Visit our Insurance page for more info about SmileDirectClub insurance coverage and maximizing your benefits.

Can I pay with my HSA/FSA?

If your insurance includes a Health Savings Account (HSA) or Flexible Savings Account (FSA), you may be able to use it to pay for your clear aligners. These pre-tax savings plans are dedicated to health and other related costs, and your employer may match your contributions. Many HSAs and FSAs cover invisible aligners.

With our SmilePay™ or Single Pay payment options, simply process your HSA/FSA debit card (Visa, Mastercard, or Discover) like any other credit card to purchase your aligners. If you have an HSA/FSA account without a debit card, give our SmileExperts a call, and they can help you process it.

hand holding a clock

Just make sure you’re aware of the time constraints that may apply to your account. While HSA funds roll over from year to year and stay with you even after you leave the employer with whom you established the account, FSAs are different. You have to choose the amount you want to contribute to your FSA at the beginning of the year, and those funds expire at the end of the year.

So if you’re considering invisible aligners, make sure you set aside the right amount of money in your FSA upfront. And if you have leftover FSA funds as a new year approaches, it might be the perfect opportunity to buy clear aligners before your savings disappear.

What payment options do I have besides insurance?

Even if your insurance doesn’t cover aligners, you’ve still got options – like CareCredit, a healthcare credit card that can be used for health and wellness expenses. You’ll purchase your aligners with your CareCredit card, then make easy monthly payments to CareCredit. You can choose from a variety of payment plans, including six or 12 months interest-free. If you’d like to pay for your aligners with CareCredit, or if you have questions, call our SmileExperts.

how much smile direct club cost

SmileDirectClub also offers two easy payment options to fit your needs. With SmileDirectClub SmilePay, you can pay a low down payment and then make easy monthly payments for 24 months. If you’re able to pay for your aligners upfront in full, try SmileDirectClub Single Pay, which waives that down payment for a more cost-effective option.

Whatever your financial situation, unlocking the power of your smile shouldn’t break the bank. We want to help you find the payment plan that works best for you. Contact us by phone, email or social media, and let’s get started!

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