smile direct club insurance payment

Does SmileDirectClub take insurance? (And other payment questions)

Does SmileDirectClub take insurance?

Good news, grinners. Your medical benefit plan may help you with a portion of the cost. Using your dental insurance or HSA/FSA, you may be able to pay even less for the treatment that’s already 60% less than braces.

Can I pay for my SmileDirectClub invisible aligners through my insurance plan?

Yes. Many dental insurance plans reimburse for invisible aligners. While we don’t accept direct payment from insurance companies, we can definitely help you get the forms you need to get reimbursed directly from your insurance company after purchasing your aligners. Check with your insurance provider to see if your dental plan provides orthodontic benefits. Then contact our SmileExperts at 800-688-0450 to process your order.

Visit our Insurance page for more info about coverage and maximizing your benefits.

Can I pay with my HSA/FSA?

You sure can. If your insurance policy offers a pre-tax health savings plan, like a Health Savings Account (HSA) or Flexible Spending Account (FSA), you’re in luck: many HSA/FSA plans cover invisible aligners.

With our SmilePay™ or Single Pay payment options, simply process your HSA/FSA debit card (Visa, Mastercard or Discover) like any other credit card to purchase your aligners. If you have an HSA/FSA account without a debit card, give our SmileExperts a call at 800-688-0450, and they can help you process it.

Just make sure you pay attention to the time constraints that apply to your HSA/FSA; some accrued funds don’t roll over from year to year. If that’s the case for you, you may need to do some spending before the end of December to avoid losing your hard-earned balance. Seems like invisible aligners could help with that. 😉

How ’bout CareCredit?

Yep, you can use that, too. CareCredit is a healthcare credit card that can be used for health and wellness expenses. It’s a great way to pay for the costs of many treatments with easy monthly payments. With CareCredit, you purchase your aligners up front with the healthcare credit card, then make easy monthly payments to CareCredit to take care of the balance. You’ve got a variety of plans to choose from, including 6 or 12 months interest-free. If you’d like to pay for your aligners with CareCredit, or if you have questions, our SmileExperts can help. Give ‘em a ring at 800-688-0450.

Wherever you are and whatever your financial situation, we’re here to help. You want a smile you love, and we want to help you get it. Contact us by phone, email, or social media, and we’ll help you identify the payment plan that’s best for you.

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