Save for your new smile with a little help from SmileDirectClub and Accrue Savings

Been checking out all the SmileDirectClub before-and-after pics and wondering how you can spare the funds to get your new smile? We get it getting the smile of your dreams is a commitment. But there’s no need to kiss this dream goodbye or rack up credit card debt to get it.

Enter Accrue Savings.

What is Accrue?

Accrue Savings is the alternative payment option you’ve been waiting for. Accrue allows you to save up for your SmileDirectClub aligners, down payment, and retainers. As you save and reach milestones, SmileDirectClub will contribute money directly to your savings, so you can reach your goal faster.

Accrue’s mission

Accrue is all about empowering people to make purchases in a way that’s sustainable, without relying on credit or taking on debt.

Why is this important? Because there’s a misconception that Americans don’t save up to make purchases, yet 3 out of 5 Americans are actively saving up for something. And while there are plenty of credit options, there aren’t options that give customers the incentive to save up for their purchases … until now.

How it works

It’s simple as 1-2-3 and 4:

  1. Sign up for an Accrue Savings account in just a few minutes.
  2. Set up a savings plan and specify how much you want to save up with SmileDirectClub.
  3. As you hit milestones, SmileDirectClub will contribute to your savings and help you save up faster.
  4. You can adjust your savings plan to fit your needs, and if you change your mind, you can withdraw your funds at any time. Withdrawals will not include SmileDirectClub’s contribution.

Answers to some FAQs

  • SmileDirectClub will contribute money directly to your savings plan based on what you’re saving up for. You can make one-time deposits to reach your goal faster, if you want.
    • $200 toward your aligners
    • $50 toward your down payment
    • $10 toward 1 set of new retainers
    • $99 toward 3 sets of retainers
  • You can adjust your savings plan at any time to fit your needs and schedule.
  • You can have your friends and family contribute to your plan by crowdfunding your SmileDirectClub wallet. (Hello birthday, Christmas, and other gift-giving occasions!)
  • There are NO fees and NO cost to save up for your SmileDirectClub purchase with Accrue.

And just to be clear, when you use Accrue, your money is in a secure, FDIC-insured savings account and you can withdraw it anytime.


Accrue Money, Inc. (Accrue Savings) is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A; Member FDIC. The Accrue Savings Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Rewards program is subject to terms and conditions.


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